Blog

Phone Insurance & What You Should Know

Recently I dropped my beloved sidekick (my iPhone) in Lake Erie. I was enjoying the weather, hanging out by the water and I set my phone at the edge of the dock. One wrong move was all it took. One nudge and plop! There it went! With the hot weather ...

Holiday Shopping? Tips for the Store & Online

Shoppers are poised to spread their time and money across both online and physical stores this holiday season, according to a survey conducted for the National Retail Federation. As you grab your mouse, or head out to join the crowd, here are some tips to protect yourself and your identity. REDUCE YOUR ONLINE SHOPPING RISKS Take precautions whenever you shop online, not just during the holidays: Protect your computer by installing the most recent updates for spam filters, anti-virus, anti-spyware and firewall security. ...

Safe Driving in Winter Weather

Millions of Americans will be traveling this holiday season, and if it's anything like previous years, a lot of that travel will be on the road. Last year, AAA estimated that more than 100 million Americans were planning a trip of more than 50 miles during the holidays—and that was just between Dec. 23 and Jan. 1.  Of course, winter weather creates a unique set of challenges on local roadways here in Lorain County, too. So even if you're not headed out of town, these safety tips ...

Stay Alert for Hurricane-damaged Vehicles

Know the history of any used car you plan to purchase. The counts vary, but it has been estimated that a million or more vehicles sustained flood damage as a result of hurricanes in 2017. What will happen to those vehicles? In some cases, unscrupulous opportunists may buy them for pennies on the dollar and offer them for resale to the public. Vehicles can be dried out, fitted with new carpet, shined up and offered for resale for hundreds — sometimes thousands — less than the ...

Protect your college student's possessions

Protect your college student’s possessions By Laura Lewis Consult your agent for advice on covering items your student takes to college. Do you have a young adult heading off to college? College can be a fun time for the student but a stressful one for the parent. Reduce some of the stress by planning ahead to make sure your college student has appropriate insurance protection while away at school. Insurance companies cover full-time students under age 25 in various ways. You’ll want ...

Are you a 'homepreneur'? Protect your successful business

Are you a ‘homepreneur’? Protect your successful business Home-based businesses need insurance, too. You made it! You turned your passion into a going concern. Maybe you turned your sewing hobby into an alterations business. Or perhaps you left corporate bookkeeping to strike out on your own. Congratulations on your successful, home-based business. Now are you willing to bet your house on it? That’s what you might be doing if you aren’t properly insured. Standard homeowner policies generally don’...

5 tips for getting organized

5 tips for getting organized By Maureen Johnson Keeping organized doesn’t have to be hard. For many of us, one of our New Year’s resolutions is to be more organized. The good news is that unlike that other resolution we all seem to make each year, improving organization doesn’t require hours at the gym to see results. Here are five simple ways to have a more organized new year.       Keep Lists Reduce the stress of having to ...

Memorial Day Message

A Special Memorial Day Message On May 27, we as a nation will pause to remember a group of Americans to whom we owe every freedom we enjoy. The strength of our nation has been built on the sacrifices made by the men and women who lost their lives protecting it. This weekend you'll have the opportunity to remember those who gave their lives in the name of freedom. How you choose to spend this time is a personal choice only you can make. It is ...

Law Enforcement Apps to Protect You

On Your Side: Law Enforcement Apps To Protect You When you need to contact the police, it's simple: You dial 911 or, if it's not an emergency, call the local police department. But law enforcement, judicial and safety organizations, together with information providers play a much bigger role in safeguarding citizens, increasingly using online services and apps to help keep us informed and protected. Here are a few of those apps that you might want to know about: FBI Child ID: May 25 is National ...

Groundhog Day

Spring is coming to Lorain County! (Depending on that groundhog) With Groundhog Day just around the corner, it's time to start thinking about spring. (Or time to at least hope that springtime is coming, anyway.) And whether Punxsutawney Phil we here at Janasko Insurance Agency have you covered. Get ready for spring Although everyone thinks of cleaning when it comes to spring, there are a number of things you should do to make sure your home is ready when the weather in Ohio changes. Below ...